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The author and publisher make no representation or warranties concerning the accuracy, applicability, fitness, or completeness of the contents of this site. The information contained in this site is strictly for educational purposes. Therefore, if you wish to apply ideas contained on this site, you are taking full responsibility for your actions.

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incidental or other consequential damages arising directly or indirectly from any use
of this material, which is provided “as is,” and without warranties.
As always you should see the advice of a competent legal, tax, accounting or other professional. The author and publisher do not warrant the performance,
effectiveness or applicability of any sites listed or linked to on this site. All
links are for information purposes only, and we do not warrant them for content, accuracy or
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